Hiring a certified arborist is a smart first step, but it is only part of the equation. Before any tree removal, pruning, or storm clean-up work begins, it is just as important to confirm that you’re working with an insured arborist. Insurance protects not only the arborist and their team but also your property and legal liability if something goes wrong.
An insured arborist carries valid, active insurance policies that cover both public liability and, if applicable, workers compensation. These policies offer protection in case of property damage, injuries, or accidents that occur while tree work is being performed.
It is important to understand that being insured is separate from being a certified arborist. Certification demonstrates knowledge and training in arboriculture. Insurance, on the other hand, provides financial and legal protection in the event of mishaps. A fully qualified arborist should have both certification and the appropriate insurance coverage before stepping onto your property.
Tree work is inherently risky. Heavy limbs, chainsaws, wood chippers, and elevated work platforms all introduce significant hazards. Even the most skilled arborist cannot always prevent unforeseen incidents.
This is where insurance comes into play. Public liability insurance covers damage to property, such as broken fences, roof damage, or garden structures. Workers compensation ensures any employee injured during the job is covered, preventing the liability from falling on the homeowner. Without these policies in place, you could be personally responsible for costs resulting from accidents or damage.
When you hire an insured arborist, you are not just protecting yourself financially. You are also working with someone who takes their business and your safety seriously.
Many property owners assume arborists are insured, but that is not always the case. Reputable providers will be happy to answer questions and provide documentation. Here are a few key questions to ask before making a booking:
These questions can prevent major issues later. If a provider is hesitant or refuses to supply answers, that should be taken as a red flag.
Hiring an uninsured arborist might seem cheaper upfront, but the risks are significant. If a tree falls the wrong way or a large branch causes damage during removal, you could be left with the repair bill. Worse still, if someone is injured on your property and the arborist is not insured, you might be held legally liable.
These risks apply not only to complex removals but also to smaller jobs like tree pruning or hedge reductions. Without insurance, even a simple project can turn into an expensive, drawn-out ordeal. Protecting your property and peace of mind starts with verifying insurance before any work begins.
At O’Brien’s Tree Care, safety is central to everything we do. Every member of our team is fully insured and properly trained. We carry comprehensive public liability insurance and work exclusively with certified arborists who meet Australian standards for arboriculture and safety.
Whether you need large tree removals, precise pruning, or emergency storm clean-ups, we take every precaution to safeguard people, property, and the worksite. From first quote to final clean-up, we are transparent and thorough. That includes providing full proof of insurance on request.
Tree work is too risky to leave to chance. Verifying that your arborist is both certified and insured ensures your job is carried out safely, legally, and without unnecessary stress. Do not be afraid to ask the tough questions before hiring. A reputable provider will have nothing to hide.
If you want professional tree care backed by proper training and full insurance, contact O’Brien’s Tree Care today. You can chat with a qualified arborist by calling 0431 740 088 or clicking here.
An arborist should have current public liability insurance and, if they have employees, valid workers compensation insurance.
If the arborist is insured, their policy should cover the damage. If they are not insured, the homeowner may end up liable.
Yes. Reputable arborists will provide a copy of their current insurance certificate on request.
Not necessarily. Certification and insurance are separate. Always confirm both before work begins.